Programme: English

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    CONTRASTIVE ANALYSIS OF MORPHOLOGICAL PROCESSES IN ENGLISH AND HAUSA: A STUDY OF PSALM 91
    (Covenant University, Ota, 2026-08) ACHI, SALOME HOSEA; Covenant University, Dissertation
    Morphology, being the study of word structure and formation, plays a central role in understanding how languages encode grammatical and lexical meaning. To this end, meaning exist at various levels of language stud (Edet, 2021; Korochkina & Rastle, 2025). However, significant typological differences exist between English, a largely analytic language, and Hausa, a synthetic and morphologically rich language. These differences become particularly evident in translated religious texts, where equivalent meanings are expressed through structurally divergent morphological systems. This study therefore investigated the contrastive morphological processes in English and Hausa languages using Psalm 91 as a parallel corpus. The aim of this study was to conduct a contrastive analysis of morphological processes in Psalm 91 using King James English and Littafi Mai Sarki Hausa versions through the theoretical framework of Item-and-Arrangement (henceforth IA) and Word-and-Paradigm (henceforth WP) theories to account for the observed linguistic patterns. The specific objectives were to: identify and analyse morphological processes in the English version of Psalm 91; examine morphological structures in the Hausa translation of Psalm 91; compare the morphological systems of both languages; apply Word and Paradigm Theory in analysing morphological patterns; utilise Item-and-Arrangement Theory for morphemic segmentation. As such, the study employed a qualitative descriptive research design and purposive sampling to select Psalm 91 as a parallel bilingual text. Data were collected through systematic extraction of lexical items and analysed using morphological segmentation and contrastive comparison. Findings revealed that English morphology is predominantly analytic, with limited inflection and productive derivation, while Hausa exhibits a richer, more systematic morphological structure characterised by extensive affixation, possessive marking, and paradigmatic verb systems. The study further showed that Item-and-Arrangement Theory is more suitable for English morphological segmentation, whereas Word-and-Paradigm Theory gave a better explanation of Hausa morphological relationships. The study contributes to the domain of morphology by clarifying English–Hausa morphological distinctions in the Biblical text. It also validates the complementary application of IA and WP theories, and informs linguistic analysis, translation, and language pedagogy.
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    A PRAGMA-SEMIOTIC ANALYSIS OF POLITICAL MEMES OF THE 2023 PRESIDENTIAL ELECTION IN NIGERIA
    (Covenant University, Ota, 2026-08) ADEWUMI, Adetola Theresa; Covenant University, Dissertation
    In modern online discourse, memes have emerged as a strategic tool for expressing and conveying opinions and ideologies on political, economic and socio-cultural events. They have been evidently important in shaping perception of the voting public in Nigeria especially during electoral processes. On this premise, this study examines political memes shared on social media platforms in Nigeria during the 2023 presidential election, as well as analyse their linguistic and visual components. The research seeks to identify pragmatic act and semiotic resources to realise varying interpretations embedded in the memes. The problem addressed is the need to understand how political memes are conveyed online through multimodal resources and the significance of the study lies in its contribution to pragma-semiotics and online political discourse. Using a qualitative method, twenty (20) memes sourced from different social media platforms like Facebook, X, Instagram, YouTube and blogspots, were analysed using Mey’s (2001) Pragmatic Act and Kress and van Leuween (2006) Visual Design Grammar theories as framework for the analysis. Findings reveals that meme authors employ contextual variables such as strong criticism, persuasion, comparisons, etc. enhanced by pragmemes like shared situational knowledge, reference and metaphor to create memes aimed at lampooning electoral systems. The study further displays the deployment of semiotic designs categories under representational, interactive and compositional modes to evaluate symbolisms, framing, salience, social distancing, colour, mood as tools for visual interpretations. Results also indicate strong influence of political ideologies, age differences, political and economic instability and previous records of manipulations in the electoral system as motivating factors for the creation of this memes. Overall, ideological views though subjective, are portrayed through the political memes as tools to creating awareness against underlying illegitimate practices in the Nigerian electoral system.
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    DIGITAL INNOVATION ON MARKET EXPANSION IN THE FINANCIAL SECTOR: A STUDY OF FINTECH END-USERS IN LAGOS STATE, NIGERIA
    (Covenant University, Ota, 2026-06) OWOLOYE, BRIGHT ODUNAYO; Covenant University, Dissertation
    This study investigated the impact of digital innovation on market expansion in the financial sector, focusing on Fintech end-users in Lagos State, Nigeria. Despite the rapid growth of fintech services in Nigeria, fintech end-users still face challenges relating to financial exclusion, fraud risk, high transaction costs, limited transparency, and transaction inefficiency. Guided by the Technology Acceptance Model and Diffusion of Innovation Theory, the study examines how customer digital engagement, regulatory technology use, blockchain technology adoption, AI and automation implementation, and real-time payment infrastructure improve financial inclusion, fraud detection, cost reduction, transparency, and operational efficiency among fintech end-users in Lagos State. Four hundred (400) copies of a structured questionnaire were shared electronically to fintech end-users in Lagos State, including active customers, merchants, and agents of OPay, Moniepoint, Internopay, and related platforms. 384 valid responses were received and analysed with Partial Least Squares Structural Equation Modelling using SmartPLS. The major findings of this study revealed that five dimensions of digital innovation (customer digital engagement, RegTech acceptance, blockchain adoption, AI and automation adoption, and real-time payment infrastructure) positively and significantly affect indicators of financial market expansion (fraud detection, cost reduction, transparency, and operational efficiency) in the Fintech sector. The study concluded that investing in user-centred platforms such as automated compliance, blockchain-enabled verification, explainable AI, and resilient instant-payment rails drives financial market expansion and results in operational efficiency of the Fintech firms; hence, the study recommended that Fintech firms should invest more in automated fraud monitoring systems, identity verification tools, and anti-money laundering technologies to enhance fraud detection and improve users’ trust in digital financial platform.