Progamme: Banking and Finance

Permanent URI for this collectionhttp://itsupport.cu.edu.ng:4000/handle/123456789/28787

Here you will find works strictly related to Banking and Finance.

News

https://bfn.covenantuniversity.edu.ng/

Browse

Start date: 2024

Search Results

Now showing 1 - 10 of 29
  • No Thumbnail Available
    Item
    Designing for Engagement: Exploring Undergraduate Preferences and Use of Digital Library Resources through a User-Centered Design Lens
    (New Review of Academic Librarianship, 2026-06) Segun-Adeniran, Chidi D.; ALEGBELEYE, Bunmi Gabriel; Owolabi, Ruth; Olayinka, Buraimo
    Digital library resources (DLRs) are essential for academic excellence and improved research output, particularly in Nigerian universities with limited physical resources. This study examined how user preferences influence DLR usage by undergraduates in private universities in South-West Nigeria, using the User-Centered Design (UCD) theory. Key indicators considered were access methods, content formats, interface design, interaction modes, and personalization. A descriptive survey design was adopted, and data were collected from 343 students selected through multistage sampling. Descriptive and inferential statistics were used for analysis. Findings revealed DLRs were mainly used for assignments, term papers, and research. A significant positive relationship exists between user preferences and DLR utilization, showing the need for libraries to customize platforms for accessibility and satisfaction. Aligning DLR design with user preferences is crucial for optimizing academic outcomes in Nigerian private universities
  • No Thumbnail Available
    Item
    Attaining Sustainable Development in Africa through Renewable Energy Financing
    (International Journal of Energy Economics and Policy, 2025) Asemota, Franklin Famous; Olokoyo, Felicia O.; Adetiloye, Kehinde A.; Ehikioya, Benjamin Ighodalo
    Finding a sustainable solution to climate change based on the unique attributes of Africa requires some well-structured bespoke green financial vehicles that will spur development not only from economic standpoint but also in the quality of the environment and social wellbeing of the populace. This study therefore examines the role renewable energy financing in harnessing sustainable development in Africa. The study thus employed the panel ARDL estimation technique to analyse this relationship while limiting the sample size to limited to Nigeria, South Africa, Kenya and Egypt representing countries with significant renewable energy investment from 1990 to 2023. Findings depict that in the short run, insignificant relationships were found between renewable energy utilisation and economic sustainability as well as between renewable energy utilisation and environmental sustainability. However, in the long run, the relationships are revealed to be both negative but statistically insignificant for economic sustainability but significant for environmental sustainability. The substantial negative effect of renewable energy usage on carbon emissions follows worldwide expectation and reflects clean energy as a solution to environmental deterioration. This study recommend that government should utilize both fiscal and monetary instrument to encourage renewable energy investment in Africa. This can be in the form of tax incentive and grant on green project that are executed in Africa. Foreign direct investment should be channelled to green project that promote skill enhancement and sustainable workforce. The use of tailored regulation to create a renewable energy market for local and foreign investor and at the same time creating an unfavourable environment for investment in fossil fuel in Africa.
  • No Thumbnail Available
    Item
    Dataset on Digital Financial Inclusion and Artificial Intelligence: A Structural Equation Modelling (SEM) Approach
    (Peer Review, 2024) Jegede, Wuraola P.; Ikpefan, Ailemen O.; Omankhanlen, Alexander Ehimare; Okorie, Uchechukwu E.
  • No Thumbnail Available
    Item
    The Effect of Anchor Borrower's Programme on Agricultural Output in Nigeria
    (International Journal of Agricultural Science, 2024-02) Makinde, Damilola Ayomiposi; Akinjare, Victoria Abosede; Omankhanlen, Alexander Ehimare; Isibor, Areghan Akhanolu
  • No Thumbnail Available
    Item
    The criticality of credit recovery m banking system stability: A GM:M I estimation
    (Asian Economic and Financial Review, 2024) Amadi, Nkem Agatha; Adetiloye, Kehinde Adekunle; Amadi, Idimmachi Pius
    This study examines the criticality of credit recovery on banking system stability in Nigeria using data from 2007 to 2020. T he system generalized method of moments (SYSGMM) was used to analyze the data and determine the presence of cointegrating relationships among the Yariables. The fmdings revealed that credit recovery positively and significantly influences banl;ing system stability. It was discoYered that the recovery rate positively and significantly impacts the banking system stability in the short and long terms. In contrast, recovery expense only negatively and significantly affects the banking system in the short term. T his implies that credit recovery is critical in business endeavors and operations for banks. Hence, the longer the delay in recoYering bad debts, the more banks lose the opportunity to earn income fi·om substiU1te investments, and collateral may lose value. Therefore, this study recommends that banks' management agg-ressively pursue the repayment of bad loans and maintain favorable and minimal recoYery expenses, particularly with external debt recovery agents, to ensure that the cost of recovery is not higher than the amount recovered.
  • No Thumbnail Available
    Item
    Agriculture Financing, Poverty and Unemployment Reduction in Nigeria
    (African Journal of Business and Economic Research Vol 18,, 2025) Adetiloye, Kehinde A.; Nkwodimmah, Pascal; Babajide, Abiola; Osuma, Godswill
  • No Thumbnail Available
    Item
    A Qualitative Assessment of causes and Prevention of Fraud in Nigerian Financial Sector
    (Internation Journal of Accounting and Finance (IJAF) Vol 2, Issue !, 2025) Okoh, Jude Idemudia; Areghan, Isibor; Omowunmi, Olokoyo Felicia; Olurotimi, Ogunwale; Victoria, Akinjare; Oreoluwa, Omojola
  • No Thumbnail Available
    Item
    Impact of Capital Structure on Financial Performance of Firms in the Nigerian Healthcare Sector
    (Journal of Comprehensive Business Administration Research, 2024) Omokore, David Eyitayo; Njogo, BibianaOluckukwu; Omankhanlen, Alexander Ehimare; Islaka, Muideen; Akinjare, Victoria Abosede
    This study aims to explore how the capital structure affects the financial performance of healthcare companies listed on the Nigerian StockExchange(NSE)from2012to2021.Capitalstructurewhichconsidershowacompanycombinesitsmixofequityanddebtinfinancingits business is important to its overall operations and growth. To conduct this research, eight healthcare firms listed on the NSE were deliberately chosen. The study examined the financial data of various firms, through their annual reports. The data included short-term and long-term debts, equity (the value of a company’sshares), return on equity,andsize.The studyusedcorrelation and regressionfor its analysis. The results showed that short-termdebt,long-termdebt,andequityhadanegativebutsignificantrelationshipwithreturnonequity.However,thesizeofthecompany had a positive and significant relationship with return on equity. Based on the findings, the study recommends that healthcare firms should consider using long-term debts to increase the time to repay the borrowed capital and generate more profit
  • No Thumbnail Available
    Item
    Women's Access to Housing Finance in Nigeria
    (2024) Adegboye, Folasade B; Adesina, Tolulope F.
  • No Thumbnail Available
    Item
    E-BANKING CHANNEL TRANSACTION COST AND FINANCIAL INCLUSION IN NIGERIA
    (African Banking and Finance Review Jom·nal (ABFRJ) Volume- 20 Issue- 121, 2025) Adesina, Tolulope F.; Glory, Akinboni B.
    This study examined the impact of e-banking transactions costs on financial inclusion in Nigeria between 2014Ql-2024Ql. Data were sourced from Central Bank of Nigerian statistical bulletin and the National Bureau of Statistics and analyses were conducted using OLS regression, Johansen cointegration, and Granger causality to evaluate short- and long-run dynamics. The findings revealed that the ATM and debit card prices had detrimental impact on fmancial inclusion and discouraged usage among low-income patrons, whereas POS, mobile payments, and web-based banking had positive impact that was highly significant, highlighting their contribution to deepening access to financial services. Long-run cointegration indicated that there was a stable relationship between financial inclusion and transaction costs and as a result of the causality fmdings, most digital channels had bidirectional causality with fmancial inclusion. The study concludes that while digital innovations contribute to financial inclusion, rising costs have the tendency to reverse the positive effects, thereby frustrating the efforts of achieving the goals of Nigerian monetary authorities in 2030. The study recommended reforms in pricing, cost-effective infrastructure, greater agent networks and tougher competition between providers to ensure affordability and sustainability