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    Artificial Intelligence Application and Financial Inclusion Nexus on Sustainable Development Goals (SDGs) in Nigeria
    (posthumanism.co.uk, 2025) OMANKHANLEN, Alexander Ehimare; JEGEDE, Wuraola Pelumi; NWOBODO, Helen
    This study evaluated Artificial Intelligence Applications and Financial Inclusion Nexus in Nigeria. Financial institutions have always had the problem of meeting the financial needs of the low-income group in society, though, they have done their best to meet their needs, their effort have not yielded good results. Getting individuals and businesses into the formal financial net has been a problem. The present SDGs as constituted rest more on inclusiveness, especially financial inclusion. The SDGs comprise an ambitious 17 goals. While the Sustainable Development Goals (SDGs) do not explicitly address financial inclusion, increased access to financial services is a crucial facilitator for achieving many goals. The financial institutions and products are not suited for the low-income group in society, in addition, rural dwellers do not have access to financial institutions and products. The study used survey instruments and interviews for data collection. That is. using the mixed research method with data from three hundred and eighty-four respondents selected from rural communities, financial institutions, and universities in South-West Nigeria. The data were analysed using descriptive statistics, confirmatory factor analysis, regression analysis, structural equation model (SEM), and narrative technique. The results indicate that AI applications have significantly impacted financial inclusion in South-West Nigeria. Based on this, the study recommended that financial institutions invest in building AI-enabled platforms in local languages that will respond to customers’ needs
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    Artificial Intelligence Application and Financial Inclusion Nexus on Sustainable Development Goals (SDGs) in Nigeria
    (Journal of Psothumanism Vol 5 No &, 2025) Omankhanlen, Alexander Ehimare; Jegede, Wuraola Pelumi; Nwobodo, Helen
    This study evaluated Artificial Intelligence Applications and Financial Inclusion Nexus in Nigeria. Financial institutions have always had the problem of meeting the financial needs of the low-income group in society, though, they have done their best to meet their needs, their effort have not yielded good results. Getting individuals and businesses into the formal financial net has been a problem. The present SDGs as constituted rest more on inclusiveness, especially financial inclusion. The SDGs comprise an ambitious 17 goals. While the Sustainable Development Goals (SDGs) do not explicitly address financial inclusion, increased access to financial services is a crucial facilitator for achieving many goals. The financial institutions and products are not suited for the low-income group in society, in addition, rural dwellers do not have access to financial institutions and products. The study used survey instruments and interviews for data collection. That is. using the mixed research method with data from three hundred and eighty-four respondents selected from rural communities, financial institutions, and universities in South-West Nigeria. The data were analysed using descriptive statistics, confirmatory factor analysis, regression analysis, structural equation model (SEM), and narrative technique. The results indicate that AI applications have significantly impacted financial inclusion in South-West Nigeria. Based on this, the study recommended that financial institutions invest in building AI-enabled platforms in local languages that will respond to customers’ needs.
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    DEEPFAKES IN NEWS SOURCING: A STUDY OF LAGOS JOURNALISTS’ KNOWLEDGE, ATTITUDES AND PRACTICES
    (Covenant University Ota, 2025-08) OLUWAGBILE, Dabira Precious; Covenant University Dissertation
    The increasing prevalence of deepfakes; artificially generated videos, images, and audio, poses a substantial threat to news sourcing and the credibility of journalistic practice. This study critically examines the knowledge, attitudes, and practices of journalists in Lagos, Nigeria, concerning deepfakes, with the objective of assessing their levels of awareness, perceived ability to identify deepfakes, and experiences confronting such content in professional contexts. Utilizing a quantitative approach, data were collected from 400 journalists drawn from print, radio, television, and online platforms in Lagos, Nigeria. For the quantitative approach, four news gatekeepers were also interviewed. Analysis reveals high levels of awareness (93.5%) and self-reported confidence in identifying deepfakes (93%), yet exposes notable gaps in technical knowledge and a lack of clear distinction between deepfakes and other misinformation forms. The study recommends sustained training, the integration of deepfake detection skills into professional development and newsroom policy, and investment in technological tools to enhance detection and verification practices. These measures are vital to safeguarding journalistic integrity in an evolving digital information landscape.