College of Management and Social Sciences

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    Artificial Intelligence Application and Financial Inclusion Nexus on Sustainable Development Goals (SDGs) in Nigeria
    (posthumanism.co.uk, 2025) OMANKHANLEN, Alexander Ehimare; JEGEDE, Wuraola Pelumi; NWOBODO, Helen
    This study evaluated Artificial Intelligence Applications and Financial Inclusion Nexus in Nigeria. Financial institutions have always had the problem of meeting the financial needs of the low-income group in society, though, they have done their best to meet their needs, their effort have not yielded good results. Getting individuals and businesses into the formal financial net has been a problem. The present SDGs as constituted rest more on inclusiveness, especially financial inclusion. The SDGs comprise an ambitious 17 goals. While the Sustainable Development Goals (SDGs) do not explicitly address financial inclusion, increased access to financial services is a crucial facilitator for achieving many goals. The financial institutions and products are not suited for the low-income group in society, in addition, rural dwellers do not have access to financial institutions and products. The study used survey instruments and interviews for data collection. That is. using the mixed research method with data from three hundred and eighty-four respondents selected from rural communities, financial institutions, and universities in South-West Nigeria. The data were analysed using descriptive statistics, confirmatory factor analysis, regression analysis, structural equation model (SEM), and narrative technique. The results indicate that AI applications have significantly impacted financial inclusion in South-West Nigeria. Based on this, the study recommended that financial institutions invest in building AI-enabled platforms in local languages that will respond to customers’ needs
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    Artificial Intelligence Application and Financial Inclusion Nexus on Sustainable Development Goals (SDGs) in Nigeria
    (Journal of Psothumanism Vol 5 No &, 2025) Omankhanlen, Alexander Ehimare; Jegede, Wuraola Pelumi; Nwobodo, Helen
    This study evaluated Artificial Intelligence Applications and Financial Inclusion Nexus in Nigeria. Financial institutions have always had the problem of meeting the financial needs of the low-income group in society, though, they have done their best to meet their needs, their effort have not yielded good results. Getting individuals and businesses into the formal financial net has been a problem. The present SDGs as constituted rest more on inclusiveness, especially financial inclusion. The SDGs comprise an ambitious 17 goals. While the Sustainable Development Goals (SDGs) do not explicitly address financial inclusion, increased access to financial services is a crucial facilitator for achieving many goals. The financial institutions and products are not suited for the low-income group in society, in addition, rural dwellers do not have access to financial institutions and products. The study used survey instruments and interviews for data collection. That is. using the mixed research method with data from three hundred and eighty-four respondents selected from rural communities, financial institutions, and universities in South-West Nigeria. The data were analysed using descriptive statistics, confirmatory factor analysis, regression analysis, structural equation model (SEM), and narrative technique. The results indicate that AI applications have significantly impacted financial inclusion in South-West Nigeria. Based on this, the study recommended that financial institutions invest in building AI-enabled platforms in local languages that will respond to customers’ needs.
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    DOES CEOs POWER MODERATE THE EFFECT OF AUDIT COMMITTEE OBJECTIVITY ON FINANCIAL REPORTING QUALITY IN THE NIGERIAN BANKING SECTOR?
    (Academy of Strategic Management Journal, 2019) Ojeka Stephen A.; Fakile Fakile; Iyoha Francis O.; Adegboye Alex; Olokoyo Felicia
    This study empirically examined the impact of audit committee objectivity (contingent on CEO Power) on the quality of financial reporting in the Nigerian Banking Sector. The study adopted a survey research approach and secondary data extracted from financial statement. The OLS and LSDV analysis were used to investigate the impact of Audit Committee objectivity on the quality of financial reporting with or without CEO power and influence. The findings showed, that, while audit committee independence impact positively on the relevance and reliability of financial report, the same cannot be said when there was CEO power. CEO power in the audit committee mitigated the benefits of independence and caused its overall effects on financial reporting quality of no significant in terms of relevance and reliability. The study therefore recommended that having a majority of independent directors would increase the quality of board oversight, lessen the possibility of damaging conflicts of interest and helps to repose inventors’ confidence especially foreign investors that would invariably draft in FDI. This will align boards’ decisions with the interests of shareholders they represent. This will reduce significantly the ability of the CEO overbearing influence on the committee activities in ensuring financial reporting quality.